Amex Business Blueprint™ 12.10.1

Introducing American Express Business Blueprint™, the comprehensive cash flow management app that is designed with your business needs in mind. This app assists in streamlining your daily tasks, such as tracking transactions and managing your inflow and outflow of money.

One of the standout features of Business Blueprint is My Insights⁴. This powerful feature provides you with a snapshot of your cash flow, enabling you to make well-informed financial decisions by regularly checking in.

• American Express® Business Line of Credit³: Utilize this integrated product to access a line of credit for your business. You only pay loan fees based on the financing you use.
• American Express® Business Checking: This digital business checking account, provided by American Express, offers convenient banking solutions for your business needs⁵.
• American Express® Payment Accept: Seamlessly accept major card payments from your customers through this integrated product. Kabbage Payments, LLC, a registered Payment Service Provider/Payment Facilitator sponsored by Fifth Third Bank, N.A., Cincinnati, OH supports this service.

Terms & Conditions:

1. Amex Business Blueprint™ allows customers to view their select business products on their dashboards upon logging in. The displayed products include Amex® Business Line of Credit, Amex® Business Checking, Amex® Payment Accept, and American Express® Business Credit Cards. Additionally, customers can view eligible external business bank accounts linked to Business Blueprint.
2. Data provided by My Insights, a feature of Amex Business Blueprint™, is based on the customer's select business products, including Amex® Business Line of Credit, Amex® Business Checking, Amex® Payment Accept, American Express® Business Credit Cards, and eligible external business bank accounts linked to Business Blueprint.
3. Amex® Business Line of Credit offers a commercial line of credit ranging from $2,000 to $250,000, with the possibility of a larger credit line based on business evaluation. Each draw on the line of credit results in a separate installment loan and is subject to credit approval. Business assets secure all loans, and a personal guarantee is required. Monthly fees range from 3-9% for 6-month loans, 6-18% for 12-month loans, 9-27% for 18-month loans, and are subject to change for future loans drawn under the available line of credit. Loans incur a monthly fee for outstanding balances. Eligibility for the lowest fee is not guaranteed. Availability depends on creditworthiness and other factors. Certain industries may not be eligible for Amex® Business Line of Credit. Pricing and credit line decisions are based on the overall financial profile, including history with American Express and other financial institutions, credit history, and additional factors. Lines of credit undergo periodic review and may be modified or suspended with or without account closure. Late fees may apply. American Express National Bank issues loans.
4. My Insights, a feature of American Express Business Blueprint™, provides information regarding your cash flow. It is important to note that the information it provides does not constitute legal, tax, financial, or accounting advice. It is advised to seek personalized advice from an authorized professional before making any decisions that could impact your business's financial health.
5. Accounts offered by American Express National Bank Member FDIC.

To access the app, users must have an existing Kabbage or American Express User ID and password, or create one if necessary. Please be aware that all access and use of this app is subject to the American Express Privacy Statement, American Express Business Blueprint™ App End User License Agreement, and American Express Terms of Service. ©2023 American Express. All rights reserved.